Fix Your Credit Report - Delete a World Trotter Collection

World Trotter is a collection agency founded in 1954. World Trotter is located in San Diego, CA and has collection activities in medical, business to business, consumer debt and government agency billings. World Trotter purchases delinquent accounts from original creditors and then tries to collect on that debt. The goal is obviously to collect more money than original paid so that they can turn a profit on the accoutn. World Trotter employs an aggressive legal staff and attempts to collect the debt by phone, mail and legal action.

If this agency has contacted you about an alleged debt, then you should educate yourself regarding the various debtor protection laws. For example, you can protect your credit history from errors and other negative information by looking to the Fair Credit Reporting Act. The FCRA provides you with a way to eliminate collection agencies like World Trotter collection errors from your credit history. You may want to try a "do it yourselfer" type method where you mail out letters every 30-45 days. However, the credit bureaus do not always respond to a consumer dispute so you may consider employing an affordable credit repair law firm.

I had many collection agencies reporting damaging information on my credit so I hired a law firm to clean up my credit history.

How the Lexington Law Firm Cleaned Up my Credit History

I began repairing my credit by contacting collection agencies similar to World Trotter hoping to bargain with them in exchange for deleting the negative credit report information. However, the agencies flatly refused to correct my credit report and continued to damage my credit history. The whole process was more frustrating that I anticipated.

I needed to clean up my credit sooner rather than later so I contacted Lexington Law Firm and they immediately began repairing my credit. They got rid of the collection agencies and also fixed other items including a large credit card judgment and charge offs (see the letter below).

I actually enjoyed checking the mail and opening letters from Lexington Law showing me that negative collection agencies were deleted from my record. Plus, getting rid of the negative credit improved my score. Each time Lexington Law deleted an item, my credit score improved by about 20 points or so. Overall my credit score improved from 588 to 729!

Here is one deletion letter showing 2 Charge Offs and a Judgment Deleted!

Letter Showing Negative Credit was Erased From my Credit History

 

My Credit Score of 729 is Above the National Average

Once my credit history was cleaned up my credit score was actually above average for the first time in years! Because of the work Lexington Law did on my credit, my score improved by more than 140 points.

Here is a chart which shows each month of improvement:

Credit Score Chart

I would recommend the Lexington Law Firm to anyone struggling with bad credit or fighting with collection agencies like World Trotter. The Lexington attorneys can delete all kinds of negative credit including bankruptcies, judgments, collections, charge offs, and more.

Delete Collection Agencies and Raise Your Credit Score Today!