How to Fix Your Credit by Deleting Penncro Associates
Penncro Associates Inc. is a major U.S. collection agency with headquarters located in Southampton, Pennsylvania and a satellite call center in Mc Allen, Texas. Penncro Associates works primarily on behalf of third party creditors to collect pre charged off or post charged off consumer debt. Penncro Associates' bill collectors collect, among other things, the following types of delinquent accounts:
- Mortgage Debt;
- Telecommunication (e.g. cell phone);
- Utility Bills;
- Retail Debt;
- Student Loans.
Penncro Associates collection agents exercise many of the common debt collection methods in an effort to pressure debtors into paying towards overdue debts. One of the more aggressive methods that Penncro Associates uses is to report damaging credit information about you to the credit reporting agencies. Accordingly, if Penncro Associates is pursuing you they may have placed one of the following notations on your credit report: "Penncro Associates Charge Off", "Unpaid Charge Off", "Collection", "Placed for Collection", or "Collection - Paid for Less."
Fortunately there are consumer protection laws protecting you from abusive collection agencies that employ these tactics. For example, the Fair Credit Reporting Act provides you with a way to challenge the validity of collection agencies like Penncro Associates. If executed properly, you may be able to remove unwanted, negative, inaccurate credit report information via "self-help" credit repair techniques. Alternatively, there are law firms that limit their practice to helping you remove bad credit and restore your credit standing.
I had many collection agencies reporting damaging information on my credit so I hired a law firm to clean up my credit history.
A Credit Restoration Law Firm Restored my Credit 100%
 |
I began repairing my credit by contacting collection agencies similar to Penncro Associates hoping to bargain with them in exchange for deleting the negative credit report information. However, the agencies stubbornly refused to correct my credit report and continued to damage my credit history. The whole process was more frustrating that I ever thought.
I needed to clean up my credit in a hurry so I contacted Lexington Law Firm and they immediately began repairing my credit. They got rid of the collection agencies similar in nature Penncro Associates and also fixed other items including a large credit card judgment, a collection, and a charge off (see the letter below).
I actually enjoyed checking the mail and opening letters from Lexington Law showing me that negative collection agencies were deleted from my record. Plus, getting rid of the negative credit improved my score. Each time Lexington Law deleted an item, my credit score improved by about 20 points or so. Overall my credit score improved from 588 to 729!
Here is one deletion letter showing 2 Charge Offs and a Judgment Deleted!
Letter Showing Negative Credit was Erased From my Credit History  |
My Credit Score of 729 is better than Most Americans
Once my credit history was cleaned up my credit score was actually above average for the first time in years! Because of the work Lexington Law did on my credit, my score improved by more than 140 points.
I was able to chart my progress each month:
Credit Score Chart  |
I would recommend the Lexington Law Firm to anyone struggling with bad credit or fighting with collection agencies like Penncro Associates. The Lexington attorneys can delete all kinds of negative credit including bankruptcies, judgments, collections, charge offs, and more.
Delete Penncro Associates and Raise Your Credit Score Today!