Remove Palisades Collection Agency From Your Credit
Who Is the "Palisades Collection Agency?" Palisades Collection LLC is a large collection agency specializing in the collection of delinquent consumer debt. Palisades Collection either purchases past due debts from original creditors or alternatively, contracts to collect a debt on behalf of a third-party.
For example, Palisades Collection purchases deficiency auto loan accounts from Nissan Motor Acceptance Corporation. These auto loan accounts were likely the subject of repossession proceedings. Palisades Collection then tries to collect the "deficiency" or difference between the amount of the vehicle's sale at auction and the outstanding balance of the loan.
How Palisades Can Ruin Your Good Name - If Palisades Collection owns one of your debts you can expect them to report derogatory information about your credit history. Having a "COLLECTION" on your credit report can lower your credit score and prevent you from obtaining a mortgage, car loan, credit card, or any other new credit. Palisades commonly uses such aggressive strategies which may leave you feeling overwhelmed and looking for a way out.
Fortunately there are credit reporting laws in place which can help you delete collection agencies like Palisades Collection from your credit history. One alternative is to research and learn the credit laws (Fair Debt Collection Practices Act and Fair Credit Reporting Act) and then repair your credit using self-help methods. The other alternative is to hire a professional credit restoration law firm. This is exactly what I did and I got amazing results.
How I Deleted Collections and Increased my Credit Score
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When I finally faced my bad credit situation, I could not imagine having bad credit for the next seven years (by law, negative credit can stay on your reports for 7 years). I tried a few do-it-yourself techniques but did not have too much success deleting tough items. There were some really tough items such as my legal judgment which I thought would be impossible to delete. I decided to enroll in the credit repair program at the Lexington Law Firm.
Lexington Law began deleting one negative item after another. It was exciting whenever they notified me of a new deletion. They restored my entire credit history which was reflected in my credit score, which improved from 588 to 729. Every few weeks I got a letter in the mail showing that a bad item was erased!
Here is one deletion letter showing a Judgment and Charge Offs Deleted!
Letter Showing Charge Offs and Judgment Erased From my Credit History  |
Erasing Negative Credit Caused my Score to Improve
Without the bad credit charge offs, legal judgment, and collections, my credit score was actually above average for the first time in years! Since Lexington began repairing my credit, it went up about 140 points.
Here is a chart which shows how my score improved every month:
Credit Score Chart  |
I would recommend the Lexington Law Firm to anyone struggling with bad credit. They delete all kinds of negative credit including Palisades Collection Items, bankruptcy, judgments, collections, charge offs, late payments and more.
**Average Results of Lexington Law Clients** - 28.6 Combined Credit Report Deletions by Month 12
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Delete Palisades Collections - Go Directly to Lexington Law.com!
