Tips on How to Delete Collection Agencies from Your Credit

Franklin Collection Service Inc. is a collection agency with locations in both Mississippi and Oklahoma. Franklin Collection Agency typically collects delinquent debts on behalf of a third-party. Most of the time Franklin Collection is collecting unsecured debt like unpaid phone bills. However, they also perform auto repossession activity and pursue legal proceedings on behalf of their clients.

If Franklin Collection Service contacted you about a debt, then you may have been subject to overwhelming collection activity like frequent collection calls, threatening letters, and third-party contacts such as phone calls to relatives or your employer.

Importantly Franklin Collection Agency will report derogatory information on your credit report. A Franklin Collection item can show up on your credit report as a "Charge Off", "Unpaid Charge Off", "Collection", "Placed for Collection", or "Collection Agency/Attorney." Any one of these marks can lower your credit score and possibly prevent you from getting a mortgage, car loan, or other financing.

Fortunately there are ways you can get this negative credit removed from your credit reports. You can learn about the credit reporting laws and attempt to repair your credit via do-it-yourself techniques. Alternately, you can contact a law firm which specializes in credit report repair. This is exactly what I did and I got amazing results.

I Quickly Erased Bad Credit and Repaired my Credit Rating

I began repairing my credit rating by contacting collection agencies and credit card companies and demanded that they erase the bad credit. However, they were very stubborn and refused to change the information. I then wrote to the credit bureaus but they likewise ignored my requests. Unfortunately, the whole process was more difficult than I thought. I had several delinquent accounts including charge offs, collections, and a credit card judgment so the situation was a bit overwhelming.

I did not want to have credit problems forever so I contacted Lexington Law Firm and they starting repairing my credit the same day. They first deleted the legal judgment and then they took care of the collection items and charge offs.

I received a letter from the credit bureaus whenever my lawyers at Lexington Law deleted a bad credit item. Every time an item was erased my credit score went up. Overall my score improved from 588 to 729 (141 points!). Below is a copy of the letter I got when Lexington Law Erased three charge offs at once!

Here is the Deletion letter:

Deletion Letter - Three Charge Offs at Once!

 

My Beacon Score Went Up After Each Deletion

Once my credit history was cleaned up my credit score was actually above average for the first time in years! My credit score improved by more than 140 points as a result of the work that Lexington Law performed.

Here is a chart which shows how my score improved every month:

Credit Score Chart

I would recommend the Lexington Law Firm to anyone struggling with bad credit. They delete all kinds of negative credit including bankruptcy, judgments, garnishment, delinquency, and more.

Fix Your Credit Today - Go Directly to Lexington Law.com!