How to Remove Capital Management Services From Your Credit
Capital Management Services Inc. is a multi-office collection agency which is part of a large conglomerate of collection agencies called the "Sherman Companies." Capital Management Services is associated with Resurgent Capital Services, Alegis Group, and Sherman Acquisition just to name a few.
Capital Management specializes in collecting delinquent debt like overdue credit card bills and charged off retail accounts. For example, Capital Management collects delinquent Sears & Roebuck charge accounts. Capital Management Services is known for its aggressive collection methods which include harassing phone calls and threatening letters.
Another method they use is reporting derogatory information on your credit report. A Capital Management Services collection item can show up on your credit report as a "Charge Off", "Unpaid Charge Off", "Collection", "Placed for Collection", or "Collection - Paid for Less." Any one of these marks can lower your credit score and possibly prevent you from getting a mortgage, car loan, or other financing.
Fortunately you do not have to live with having negative credit. There are ways to use consumer oriented credit reporting laws against Capital Management Services and delete them from your credit record. Your options may include learning the credit laws and repairing your credit via do-it-yourself techniques. However, the quickest and most effective route may be to contact a law firm which specializes in credit report repair. This is exactly what I did and I got amazing results.
How I Erased Charge Offs and Restored my Credit
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I began repairing my credit rating by contacting Capital Management to see whether they would erase the bad credit. However, they were very stubborn and I got nowhere. My next step was to contact the credit bureaus but that was pretty much counter-productive. Unfortunately, the whole process was more difficult than I thought. Quite simply I was overwhelmed by the whole situation since I also had some other bad credit including charge offs, collections, and a credit card judgment.
I did not want to have credit problems forever so I contacted Lexington Law Firm and they immediately began repairing my credit. They got rid of the collection agencies and also fixed other items including the judgment (see the letter below) and charge offs.
I enjoyed getting calls from my Lexington Law case manager telling me that they deleted another negative item. Lexington Law really fixed my entire credit history which was obvious since my credit score improved from 588 to 729. Every few weeks I got a letter like the one below showing that a bad item was erased!
Here is one deletion letter showing Charge Offs and a Judgment was Deleted!
Letter Showing Negative Credit was Erased From my Credit History  |
My Credit Score Went Up After Every Deletion
Once my credit history was cleaned up my credit score was actually above average for the first time in years! Because of the work they did, my credit score improved by more than 140 points.
Here is a chart which shows how my score improved every month:
Credit Score Chart  |
I would recommend the Lexington Law Firm to anyone struggling with bad credit. They delete all kinds of negative credit including bankruptcy, judgments, collections, charge offs, and more.
Delete Capital Management and Fix Your Credit Today!