Remove Alliance One Collections from Your Credit
Alliance One Collection Agency is a large national collection agency which was formed as the result of the merger of five smaller agencies in 1999. Alliance One Collection Agency specializes in collecting unsecured debt including credit card debt, telecommunications debt, utility accounts, medical bills, and retail charge card debt. Additionally, Alliance One Collection Agency collects debt on behalf of state and local governments. If the Alliance One Collection Agency contacted you about a debt, then they likely used an a collection tactic such as phone calles, dunning letters, etc.
Importantly, Alliance One may be reporting derogatory information about your credit history. A negative mark such as a charge off or collection item may prevent a lender from giving you a home loan, auto loan, credit card, or other type of financing.
Fortunately you do not have to live with bad credit forever. There are ways to use consumer oriented credit reporting laws which regulate agencies similar to Alliance One. You may be able to delete them from your credit record. Your options include learning the credit laws and repairing your credit via do-it-yourself techniques. However, the quickest and most effective route to delete Alliance One Collection Agency may be to contact a law firm which specializes in credit report repair.
How I Got Rid of Collection Agencies and Fixed my Credit
I started fixing my credit with the mind set that I simply would not allow collection agencies like Alliance One prevent me from getting on with my life. I initially tried negotiating with the credit bureaus and bill collectors hoping they would agree to remove the bad credit. Unfortunately, the process was more difficult than I thought and I was overwhelmed by the multiple charge offs, collections, and other items on my credit report.
I did not want to have credit problems forever so I contacted Lexington Law Firm and they immediately began repairing my credit. They got rid of the collection agencies and also fixed other items including a legal judgment (see the letter below) and charge offs.
I enjoyed getting calls from my Lexington Law case manager telling me that they deleted another negative item. Lexington Law really fixed my entire credit history which was obvious since my credit score improved from 588 to 729! Every few weeks I got a letter like the one below showing that a bad item was erased!
Here is one deletion letter showing that Charge Offs and a Judgment were Deleted!
Letter Showing Negative Credit was Erased From my Credit History |
My Credit Score Went Up With Each Deletion
Now that my credit history is cleaned up my credit score is actually above average for the first time in years! Because of the Lexington Law Program, my credit score improved by more than 140 points!!!
Here is a chart which shows how my score improved every month:
Credit Score Chart |
I would recommend the Lexington Law Firm to anyone struggling with bad credit. They delete all kinds of negative credit including bankruptcy, judgments, collections, charge offs, and more.
Delete Alliance One - Go Directly to Lexington Law.com!