Absolute Collection Service Inc.
Absolute Collection Service Inc. is a consumer collection agency located in Raleigh, North Carolina. Absolute Collection Service Inc. is a full service billing and debt collection firm founded in 1987. Absolute Collection Service Inc. purchases delinquent accounts from original creditors and then pursues debtors whereby its objective is to collect more than they paid for the debt (this is how a collection agency turns a profit). Absolute Collection Service Inc. indicates on its website that it does some outsourcing billing and collections.
Collection agencies are permitted to place damaging marks on your credit reports, which can damage your credit score and keep lenders from approving you for new credit. It is exceedingly difficult to get new credit - especially a mortgage if you have damaged credit.
The Fair Credit Reporting Act allows to dispute (and potentially delete) collection agency marks from your credit report. The Lexington Law Firm primarily practices in the area of consumer credit repair and has helped hundreds of thousands of people repair their credit history.
I had many collection agencies ruining my credit. I The Lexington Law Firm who helped me raise my credit score by deleting collections, charge offs, and a judgment.
How the Lexington Law Firm Cleaned Up my Credit History
I began repairing my credit by contacting collection agencies similar to Absolute Collection Service Inc. hoping to bargain with them in exchange for deleting the negative credit report information. However, the agencies flatly refused to correct my credit report and continued to damage my credit history. The whole process was more frustrating that I anticipated.
I needed to clean up my credit sooner rather than later so I contacted Lexington Law Firm and they immediately began repairing my credit. They got rid of the collection agencies and also fixed other items including a large credit card judgment and charge offs (see the letter below).
I actually enjoyed checking the mail and opening letters from Lexington Law showing me that negative collection agencies were deleted from my record. Plus, getting rid of the negative credit improved my score. Each time Lexington Law deleted an item, my credit score improved by about 20 points or so. Overall my credit score improved from 588 to 729!
Here is one deletion letter showing 2 Charge Offs and a Judgment Deleted!
Letter Showing Negative Credit was Erased From my Credit History |
With a 729 Credit Score I Can Get New Credit!
Once my credit history was cleaned up my credit score was actually above average for the first time in years! Because of the work Lexington Law did on my credit, my score improved by more than 140 points.
Here is a chart which shows each month of improvement:
Credit Score Chart |
I strongly recommend the Lexington Law Firm to anyone struggling with bad credit or fighting with collection agencies like Absolute Collection Service Inc. The Lexington attorneys can delete all kinds of negative credit including bankruptcy, judgments, collections, charge offs, and more.
Delete Collections - Repair Your Credit Today!